The books are done.
Now what?
PredictaBooks records your daily sales and spending, then shows you what you made, who owes you, and whether next week is covered. It is free to start and works on the phone you already have.
Free to start. No card needed. iOS and Android apps coming soon.
Today · demo data
Cash available
₦1,840,000
- Sales today
- +₦845,000
- Spending
- −₦312,000
- Owed to you
- ₦168,500
- Shop rent
- −₦150,000 Due Friday
Next 7 days
CoveredLowest projected balance stays above zero.
Built around a real trading day Your data stays private, export or delete it any time A clear view of your cash, every day
How we handle your dataOne page of records, three answers
- Understand today
- Cash available, sales, spending and what customers owe you, updated as money moves. Profit is what is actually left after costs.
- Anticipate next week
- Bills due are weighed against money expected in, so a tight week shows up before it arrives.
- Build a usable record
- Consistent daily records become a trading history you can choose to show a lender when you want credit.
Records that keep up with a trading day
Market sellers, freelancers, salons, kiosks, small shops and logistics businesses. Payments arrive as cash in the morning, transfers at noon and card in the evening. PredictaBooks is built around that day, not around a chart of accounts.
No bookkeeping knowledge needed. You record what you sold and what you spent. The app does the rest.
Works alongside your accountant. They keep filings and year-end. You both see the same clear numbers.
Three steps, every day
Record money in and out
Enter each sale and expense as it happens. Cash, transfer and card all count. Routine entries are matched for you.
Transfer received · today 14:12
See today's real position
One screen shows what came in, what went out and what is actually left.
Today · demo data
- Sales
- +₦845,000
- Spending
- −₦312,000
- Left over
- ₦533,000
Plan bills, collections and funding
See bills before they are due and who to remind. Your records build a history lenders can read.
- Remind Adaeze N. ₦42,500 overdue
- Shop rent Friday
- Trading history Up to date
Clean records can support a loan application
Many small businesses struggle to get credit because they cannot prove their numbers. Consistent daily records in PredictaBooks build a trading history you can choose to share with a lender.
PredictaBooks matches you with working-capital, inventory and community-backed options that fit how your business trades. Nothing is shared with any lender unless you ask us to send it, and checking what you might qualify for does not commit you to applying.
- Eligibility depends on your records
- Lenders look at the consistency and length of your trading history, alongside their own checks.
- Approval is never guaranteed
- PredictaBooks is not a lender. Each lender makes its own decision, on its own terms.
- Checking does not commit you
- You can see what you would likely qualify for before deciding to apply.
Your numbers, handled properly
Money data is sensitive. Here is plainly what we do and do not do with it.
Encrypted. Your records are encrypted in transit and at rest, using the same standards banks use to protect account data.
Yours to control. Export or delete your records at any time. Nothing is shared with a lender unless you ask us to share it.
Documented. How we handle data is written down in plain language, in the privacy policy and cookie notice.
Before you ask
Happy to walk through what PredictaBooks would look like for your business. Write to admin@predictabooks.com.
Does this replace my accountant?
No. PredictaBooks handles the daily view and the look ahead. Your accountant still does filings, advice and year-end, working from the same clear numbers.
Who is it for?
Market sellers, freelancers, salons, kiosks, small shops and logistics businesses. Anyone who wants to understand their money without learning accounting, and who may want credit later on.
Do I need to know bookkeeping?
Not at all. You record what you sold and spent in the way you already work. There is no chart of accounts to learn and no jargon to decode.
How does the funding part work?
Your day-to-day records build a trading history. When you are ready, we match you with working-capital, inventory and community-backed funding that fits. Nothing is shared with a lender unless you ask us to, and each lender makes its own decision.
When can I use it?
We are in early access and onboarding businesses in batches. The App Store and Google Play apps are coming soon. Email us and we will talk through whether your business fits the current round.
What does it cost?
Free to start, with no card required. Paid plans will come later for larger businesses, and early-access users will get plenty of notice and a fair deal.
Start with today's numbers
Free to start. Nothing to install. It runs on the phone you already have.